About Credit Integrity
Funding-Ready Financial Services for Business Owners
Credit Integrity is a financial services firm that helps business owners become funding-ready and grow with confidence. Founded by former credit underwriter Travon Greenlee, we combine bookkeeping, payroll, business credit building, personal credit advising, and funding strategy into one system, so your books, your credit, and your applications tell lenders the same story.
CREDENTIALS
Former credit underwriter: consumer, mortgage, and commercial lending
Intuit QuickBooks bookkeeping and payroll certified
Lendavo certified business credit strategist
Serving business owners in all 50 states
Why Credit Integrity Exists
When a lender reviews your business, they look at three things together: your financial statements, your personal credit, and your business credit. If any one of them is weak or out of sync with the others, the file gets declined or the terms get worse.
Most business owners handle those three things with three different providers, or with none at all. Nobody is looking at the whole picture the way an underwriter does.
We built Credit Integrity to fix that gap. One team, one system, one goal: a file that is ready for approval before you ever apply.
WHAT LENDERS REVIEW
1. Your financials
Clean books, documented revenue, payroll records
2. Your personal credit
Scores, utilization, and accurate reporting
3. Your business credit
D&B, Experian, and Equifax business profiles
MEET THE FOUNDER
Travon "Tray" Greenlee
President & CEO, Consumer & Business Credit Strategist, Intuit ProAdvisor
Before founding Credit Integrity, Tray worked as a credit underwriter, reviewing consumer loans, mortgages, and commercial loans. He has sat on the approval side of the desk and knows exactly what makes a file pass or fail.
He started Credit Integrity to give business owners that same underwriter's view of their own finances, and to build the books, credit, and documentation that lenders want to see.
"As an underwriter, I watched too many business owners get denied simply because they didn't understand their own financials. I built Credit Integrity to change that, giving owners the clarity they need to turn denials into approvals."
What We Do
Five services, built to work on their own or together as one funding-ready system.
Bookkeeping
Monthly reconciliation and lender-ready financial statements that support your revenue and your applications.
Explore bookkeeping
Payroll
Accurate, compliant payroll that keeps your team paid and your income documented.
Explore payroll
Business Credit
Establish and grow your D&B, Experian, and Equifax business credit profiles, tracked in the Lendavo platform.
Funding
Funding strategy and lender matching across SBA loans, lines of credit, equipment financing, real estate, and revenue-based programs.
MOST COMPLETE
The CI Bundle
Bookkeeping, Lendavo, business credit consulting, and personal credit advising for owners, in one monthly engagement. Everything a lender reviews, managed by one team.
See what's included in The Bundle
How We're Different
An underwriter's lens
We prepare your file the way approvers actually review it.
Accuracy over shortcuts
We are not a credit repair company. We build accurate, lender-ready profiles.
One integrated system
Books, credit, and funding handled together instead of by three vendors.
Software plus a strategist
Lendavo tracks your progress. We tell you which move to make next.
Our Process
01
Get Your Books Right
Clean, reconciled financials and payroll records that prove your revenue.
02
Build Your Credit Profile
Establish business credit reports and strengthen the personal credit lenders will pull.
03
Access Funding
Apply for the right programs, in the right order, with a file built to be approved.
Who We Serve
Startups
New businesses building their first credit profile, books, and funding foundation the right way from day one.
Growing Businesses
Owners who are hiring, expanding, or buying equipment and need working capital and lines of credit to keep up.
Established Companies
Mature businesses pursuing commercial real estate, acquisitions, or high-limit funding with a proven track record.
Results
40+
Business Lending Options
600+
business credit lines
50
States Served
500+
Business Owners Served
10+
Years of lending and underwriting experience
Frequently Asked Questions About Credit Integrity
Is Credit Integrity a credit repair company?
No. Credit Integrity is a financial services and credit consulting firm. We help business owners build accurate, lender-ready credit profiles and financial records. We do not promise to remove accurate information from credit reports.
Who founded Credit Integrity?
Credit Integrity was founded by Travon "Tray" Greenlee, a former credit underwriter with experience in consumer lending, mortgage, and commercial loans.
Do you guarantee funding approval?
No. Lenders make every final approval decision, and no one can honestly guarantee one. Our job is to prepare your books, credit, and application so you present the strongest file possible.
Can I get bookkeeping or payroll without credit services?
Yes. Bookkeeping and payroll services are available on their own. The Bundle combines them with business credit, personal credit advising, and funding strategy.
What is Lendavo?
Lendavo is the business credit and funding readiness platform we use with clients. It tracks business credit data, scores your funding readiness, and matches you with funding programs you may qualify for.
Do you offer personal credit services?
Personal credit advising is included for business owners as part of The Bundle. It is educational: monitoring, monthly analysis, and guidance. We do not sell personal credit services on their own.
Where does Credit Integrity serve clients?
We work virtually with business owners in all 50 states.
Q4 Payroll Checklist: 3 Deadlines, New W-2 Codes, and the Scams Targeting Your Payroll
Three payroll deadlines before Thanksgiving, new W-2 codes, and a scam aimed at your payroll team. Here's your Q4 checklist to stay compliant and funding-ready. ...more
Payroll
October 12, 2026•7 min read
Stop Sleeping on Your Business Credit Scores
Learn how to build and improve your D&B Paydex, Experian Intelliscore Plus, and Equifax Business Delinquency Score with actionable tips for entrepreneurs. ...more
Business Credit & Fundability
August 24, 2026•5 min read
Building & Protecting Your Business Credit
Learn how to build strong business credit and protect it long term. Practical strategies for fundability, funding access, and risk management. ...more
Business Credit & Fundability
July 29, 2026•8 min read
FICO SBSS Is Out: Why Your D&B, Experian, and Equifax Scores Now Decide Your SBA Funding
SBSS retired, lenders now weighing PAYDEX, Intelliscore Plus, and Equifax BDS directly. ...more
Business Credit & Fundability
April 22, 2026•5 min read
Fix Your Fundability NOW!
Don't wait until you need funding to build business credit. Learn 5 fundability fixes — from your D-U-N-S number to PAYDEX, Intelliscore Plus, and Equifax scores — that lenders look for right now. ...more
Business Credit & Fundability
April 08, 2026•3 min read
Your Financial Profile Is Either Working For You or Against You. Let's Fix That.
Book a free discovery call to see what you qualify for today and get a clear plan for your books, your credit, and your next approval.
Bookkeeping, payroll, business credit, and funding solutions built for business owners who are ready to grow with confidence at every stage.
Services
Company
Contact
© Credit Integrity. 2026. All Rights Reserved.